For insurance restoration claims

Bid the repair without ending up out of pocket

A carrier settled your claim and now you're collecting repair bids. BidsScores measures every bid against the carrier scope and shows your real out-of-pocket exposure.

Sound familiar?

  • The settlement isn't your budget — but the gap to the bids is your exposure.
  • You can't tell which bid matches what the carrier actually paid for.
  • Low bids that 'supplement later' turn into a moving target mid-job.

How BidsScores helps

Carrier-anchored
Bids reconciled to the Xactimate/carrier scope — paid-for-but-omitted work is flagged.
Out-of-pocket exposure
See the real number: bid total minus the net settlement, per bid.
Supplement risk scored
Favor the contractor whose price will actually hold, not the one who re-opens the claim.

Water, fire, wind, or storm loss with a carrier settlement in hand? Upload the carrier scope and the bids for a true out-of-pocket comparison.

Get your free report

New to this? Start with how to compare contractor bids or the glossary.

Compare Insurance Restoration Bids Against Your Carrier Settlement | BidsScores