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July 24, 2026 · 4 min read

How Contractors Hide Costs Inside Lump-Sum Line Items

JA

Joshua Aponte

Founder of BidsScores · 26 years in restoration estimating

One line: 'Restoration work — lump sum — $84,000.' No breakdown. It looks clean and simple, and that's exactly the problem. In 26 years of estimating I've learned that a lump sum is where both missing scope and padded margin go to hide, because you can't see either one.

Why lump sums are risky for you

  • You can't tell what's included — so you can't tell what's missing.
  • There's no unit price, so when quantities change there's no agreed rate.
  • It can't be compared line-for-line against a competing itemized bid.
  • It hides the margin, so you don't know if you're overpaying.

How to open it up

Ask for the estimate behind the lump sum — the actual line items and quantities that add up to it. A contractor who has genuinely measured the job will have it. One who won't produce it is telling you something. Then compare those line items against a complete scope to see what's missing.

BidsScores rolls every bid up to the same trade-level scope and prices the gaps, so a lump-sum bid gets held to the same standard as an itemized one — no hiding place.

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How Contractors Hide Costs Inside Lump-Sum Line Items | BidsScores